India's Digital Financial Marketplace
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Credit Cards · Loans
Compare and apply for credit cards and loans from our partner bank, HDFC — all in one place. Quick eligibility check, minimal paperwork.
- Credit Cards
- 3 Credit Cards
- Partner Bank
- 1 Partner Bank
- to Compare
- ₹0 to Compare
- Eligibility
- Quick Eligibility
- No credit-score impact to compare
- Free to use
- In partnership with HDFC Bank
HDFC offers
Indicative — final terms decided by HDFC- Lifetime-free credit cardsOngoing
No joining or annual fee on eligible HDFC cards such as HDFC Freedom.
- Quick loan disbursalOngoing
Personal loans with indicative rates from 10.5% p.a. — final rate set by HDFC.
- Earn Street CoinsOngoing
Earn rewards on every approval — redeem for cashback, vouchers and more.
- HDFC Regalia Gold — welcome benefits Ends 31 August 2026
Milestone vouchers and accelerated rewards for new approvals.
- Partnered with HDFC Bank, an RBI-regulated bank
- Your data is handled per India's DPDP Act
- Soft eligibility check
Simple & transparent
How PaisaStreet works
Three quiet steps — no hype, no hidden claims, no impact on your credit score to compare.
Tell us a little
Share a few details in a short, soft eligibility check — no impact on your credit score.
See indicative offers
Instantly view the HDFC cards and loans that fit your profile, with clear, honest terms.
Apply & earn
Apply via HDFC and earn Street Coins on approval — redeemable for cashback and vouchers.
3 HDFC Cards
Popular Credit Cards
Compare cards from HDFC Bank and check your eligibility with a soft enquiry.
HDFC Regalia Gold Credit Card
HOT- Annual fee
- ₹2,500
- Rewards
- 4 reward points per ₹150 spent
- Fee waiver
- Spend ₹4,00,000 in a year to waive the renewal fee
- Complimentary airport lounge access (domestic & international)
- Accelerated rewards on travel and dining
- Milestone vouchers on annual spend
+1000Street Coins on approval
Eligibility uses a soft enquiry; a full application may involve a hard credit check by HDFC. Decisions are made by HDFC.
HDFC Millennia Credit Card
POPULAR- Annual fee
- ₹1,000
- Rewards
- 5% cashback on select online partners
- Fee waiver
- Spend ₹1,00,000 in a year to waive the renewal fee
- Cashback on everyday online spends
- Quarterly milestone benefits
- Fuel surcharge waiver
+500Street Coins on approval
Eligibility uses a soft enquiry; a full application may involve a hard credit check by HDFC. Decisions are made by HDFC.
HDFC Freedom Credit Card
LIFETIME FREE- Annual fee
- Lifetime Free
- Rewards
- 10X CashPoints on select categories
- Fee waiver
- No annual fee — lifetime free
- No joining or annual fee
- Accelerated points on dining and groceries
- Fuel surcharge waiver
+300Street Coins on approval
Eligibility uses a soft enquiry; a full application may involve a hard credit check by HDFC. Decisions are made by HDFC.
Find what you're eligible for
A quick soft check shows the HDFC cards or loans that fit your profile — it won't affect your credit score.